Unsecured Loans

Cash Genie’s processes are all done online; this means we can get the short term loan in your bank on the same day as you apply. If that’s not fast enough then give us a call and we will see what we can do. Our software technology will process the application, complete the relevant security checks and then we will contact you to confirm that the loan can be put in your bank.

Not only is our service fast, it is also flexible. Choose how much you want down to a single pound to make sure you don’t have to pay back any more than you need to.

Cash Genie Unsecured loan

The name ‘unsecured loan’ sounds a bit scary doesn’t it?! It sounds as if your money is not safe! However, do not be alarmed. Cash Genie’s unsecured loans are as safe as it gets. Our technology will check your application to ensure you are able to pay back the loan, if you fit in our criteria and know that you can pay back the money on payday then we are happy you can take out a loan with us:

1. You must be 18 or over
2. Are employed
3. Earn at least £500 per month
4. Be a UK resident
5. Have a current bank account with a debit card

Cash Genie’s short term loan

There is no difference between an unsecured loan and a personal loan, and the terms are usually used interchangeably. The only reason we use the term ‘unsecured loan’ for our service is because we do not secure your loan on your house or car etc. So if you can not pay it back on payday, then we do not take your car away! If for some reason, you can not pay us back then give us a call and your account manager will talk things through with you and get you on a payment plan to suit you.
If you do not like using the term ‘unsecured loan’, then use ‘short term loan’. It is a much easier term to use and Cash Genie will be happy to help whatever the cause! Next time you face a cost you have not budgeted for, don’t worry about using the different terms for short term loan, just Cash Genie it!