Who can Apply for a Loan
We welcome homeowners, council tenants, private tenants, housing association tenants or people living with parents. Representative APR 2339%
Qualification is easy:
- You must be 18 or over
- Are employed
- Earn at least £500 per month
- Be a UK resident
- Have a current bank account with a debit card
Debt Management, DRO's, IVA's and Bankruptcy ?
Please do not borrow money from us if you are considering Debt Management, IVA's or Bankruptcy.
By applying for a loan with us you will be agreeing to our Terms & Conditions which include the important section:
- Confirm that you are not under notice of leaving or redundancy and have no intention of leaving your current employment.
- Confirm that you are not currently or planning on entering into a Debt Management Programme, DRO, an IVA or intend on applying for Bankruptcy.
- Agree that should you enter a Debt Management Programme, within 31 days of taking this loan and before this loan is repaid that the loan and interest will be repaid immediately and in full and any monies owed to Cash Genie UK Ltd or its appointed agents falls outside of the Debt Management programme.
Fraud!
We do take fraud extremely seriously and if it is discovered on any application we ensure that the police are involved. If any fraudulent applications manage to get through the system and receive a loan, but refuse to pay it back, we involve the police and the county courts to recover our money. Please do not knowingly make a fraudulent application.
