Cash Genie Responsible Lending
Transparency
We offer a transparent service to ensure you are getting the best deal. We make sure you know how much you are receiving and how much you are paying back we calculate the total repayable being the loan and the interest in advance – it’s simple! The only additional costs which may occur would only apply if you fail to pay the loan on your account. All you have to do is apply online, go through a verification process and the cash is yours within hours.
Our website is 100% secure verified by an independent web server certification. To certify we keep within the Data Protection Act and Consumer Credit Act 1974, customer data is protected and kept confidential. Our membership with the BCCA also demonstrates that we are committed to use clear and fair contracts, provide you with excellent customer service and offer a highstandard of consumer protection.
Customer Satisfaction and Trust
We're here to help! Our excellent customer service team will happily help you with any problems and to a consistent high standard. Also, it is you who is in control! A reminder will be sent to you 2 days before the payment is due to make sure you do not have to pay back any more than you have to. When payments are paid on time, your trust score increases and we can lend you more money and increased flexibility.
Customer Selection
It is our responsibility to not lend to people who can not pay the loan back. Each application is assessed on an individual basis. Cash Genie uses the latest tools at its disposal to assess credit worthiness. This is for your benefit as we do not want you to get into debt. It is in our best interest to make sure you can pay the loan back to ensure we maintain a good relationship and receive the payment on your payday.
Your Commitment to Responsible Lending
The purpose of short term loans are to act as a solution to temporary cash flow problems; they are not intended for sustained borrowing over long periods. We do as much as we can to ensure you do not borrow more than you can afford to pay back, however it is your responsibility that this does not occur so you do not fall into debt. Please think carefully before taking out a loan with us and ensure that you are able to repay the total outstanding balance on the due day.
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