Student overdraft

Student overdrafts seem incredible in a student lifestyle, when you need money it is simple to go into a student overdraft from your bank, especially because finances become so important when money is short. Trying to balance a part-time job with accommodation, bills, college work and going out, it all becomes so complicated.

I need instant cash now!

When cash is getting low and you need a bit of instant cash to go on that night out that all your friends are going to, or paying for your mum’s birthday present, Cash Genie is at your service to offer you a short term loan. Cash Genie are here to help all you students out there who need cash to pay for treating themselves or paying those unexpected bills. Whenever you need a cash boost, Cash Genie can offer you £75 - £750 and you do not have to pay it back until you get paid at the end of the month!

Student overdraft rates and the small print

You may be able to receive a student loan with a free overdraft service, however these loans do have limits. If you go over this limit, some banks do tend to charge you with high interest rates and hidden charges. Because Cash Genie offers a transparent service for instant cash, we show all our fees up front for the month. The loan is also only a short term means of gaining extra finances until payday. This means the money will be paid back at the end of month, removing the temptation to keep the money and getting you further into debt after graduating.
Always read the small print with overdrafts; you may find yourself paying back a lot of interest after you graduate or if you go over the student overdraft limit. Because we ask you to pay back the loan after a month, the loan is cleared off your mind and you can carry on studying hard and partying hard!

Cash Genie...Grant me a wish of Fast Cash please!

Cash Genie’s fast cash advance can help you get by when money is short, were here for those times when you need cash for those unexpected moments, bills, and treats. Were basically here to help! If it’s between £75 - £750 and you need the cash now then apply online and the money is yours, as long as you meet our qualification criteria:

1. You must be 18 or over
2. Are employed
3. Earn at least £500 per month
4. Be a UK resident
5. Have a current bank account with a debit card

By receiving between £75 - £750 and only holding the money for 30 days, you can be flexible with it. You can tell us how much you need and when you want the money in your account. We can also set you up with a repayment plan or roll over the loan to the next payday if you can not pay it back.